Alliance Benefit Group Licensees

 An Alliance Benefit Group Licensee will not knowingly direct market its services to the clients of any other Alliance Benefit Group Licensee without such Licensee's express permissions.

 An Alliance Benefit Group Licensee will not provide a quote or bid for services either directly or through an outside advisor for the client of any other Alliance Benefit Group Licensee without such Licensee's express permission.

 Alliance Benefit Group Licensees may openly compete for the business of any prospect which is not currently a client of any Alliance Benefit Group Licensee.

 An Alliance Benefit Group Licensee is obligated to notify any other Alliance Benefit Group Licensee whose client it has learned is in jeopardy.